Getting the Tjmaxx Credit Card Login is the way to go if you regularly shop at T.J. Maxx and similar stores. Otherwise, more rewarding and flexible options exist.
The TJX Rewards Platinum Mastercard, as provided by Synchrony Bank, can be a good ally for the bargain hunter who finds bargains at T.J. Maxx and similar stores.
Overall, general charge cards don’t reward bonus points on sales at discount department stores, so bargain-hunting fanatics already getting a discounted price are an added benefit for this $0-annual-fee card.
It can be used everywhere. Mastercard is accepted, but if you don’t make frequent purchases under the TJX brand umbrella, you’ll earn rewards slowly and find redemptions limiting.
What Do You Need for a Tjmaxx Credit Card?
The TJX Credit Card credit score requirement is 700+. Individuals with good credit or better have a chance to get approved for the TJX Credit Card. To apply, you must:
- Apply Now or visit tjxrewards.com and click on Apply.
- Please complete the entire application.
- After approval, a temporary card number will be issued to use for shopping online and in our family of stores immediately.
- Your true card will be sent in 7–10 days.
Check the status of your TJX Store Card application through their customer service at (866) 419-4096. Upon approval, the card will be sent to you within 7-10 days from the date of approval.
What is the Minimum Payment on a TJX Credit Card?
Minimum Payment Calculation Your total minimum payment is, the greater of: 1. $25, or $35 (including any amounts that were past due) if you have not paid the total minimum payment due by the due date in any one or more of the last six billing cycles.
The Platinum Mastercard is used exactly the same way you would use any credit card; use it wherever Mastercard is accepted.
The TJX store card is only redeemable at T.J. Maxx, Marshalls, HomeGoods, Sierra Trading Post, and Homesense stores. Both cards enable you to earn rewards for upcoming purchases.
How to Increase Credit Limit on TJX Card
You can request a TJX Store Card credit limit increase online or by calling customer service at 1 (800) 952-6133. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Synchrony Bank has on file.
Like most store credit cards, this card has two versions: the TJX Rewards Card, which can be used at select stores only, and the TJX Rewards Platinum Mastercard, which can be used everywhere.
Can I Withdraw Cash from the TJmaxx Credit Card?
You would typically request this PIN from Synchrony Bank, either by calling their customer service number or through your online account management platform.
Once you possess your PIN, you can swipe your TJX credit card at an ATM to obtain cash back, similar to the way you would use a debit card.
Well, this is a store card, and Synchrony—the issuer—demands fair credit for the majority of their store cards (at least a score of 620). They will probably accept applicants with somewhat lower credit scores since you can only make purchases with the card at TJ Maxx and affiliate stores.
Your TJX Credit Card credit limit could have been reduced because you made late payments, hadn’t used your card in a while, or your credit history changed.
Synchrony Bank will review your situation every now and then to see if you’re handling your current limit well and reduce it if they believe you can’t afford the whole thing.
You can check your TJX Credit Card balance online or through the T.J. Maxx mobile app for iOS and Android. You can also check your balance by phone at (800) 952-6133.
Be careful that if there is a balance due on the cancelled account, you will continue to have to make at least the minimum payment per month until the balance is fully paid. Also, if you are cancelling a credit card, you will forfeit any unused points, so be certain to use them before you close the account.
In Conclusion
Once you are enrolled, you can also link your accounts through the mobile apps for HomeGoods, T.J.Maxx, and Marshalls. To link, log in to your app account and navigate to the Rewards dashboard.
Follow the steps to “link your card.” Once linked, rewards will be enabled in the app within 48 hours of redemption. There are several ways of figuring out your credit card balance. The simplest is to look at your account online or through the card issuer’s mobile app.
Your minimum payment due, statement balance, and current balance will also be listed on your bill. You can also call customer service.
